You should contest any errors you find in your background check report, regardless of whether they cause you to miss out on something. In general, the following stages should be included in the process of contesting background check errors:

Speak with a background check attorney. The best course of action is to get in touch with a background check attorney as soon as you become aware of inaccuracies in your background check report. It is not necessary to wait until you need to file a lawsuit before speaking with a background check attorney.

A competent and experienced lawyer can provide important legal advice regarding the steps you need to take to resurrect your job and housing prospects even at this early stage.
Examine the results of your background investigation. Any background check that is done on you can be reviewed by you. Note any inaccuracies in the data that has been reported.
Notify parties to a conflict. Inform the potential employer, landlord, owner of a vacation rental, etc., that you are challenging the disqualifying information in your background check report with the CRA that produced it and that it is erroneous, misleading, or untrue. This can be enough in some cases to keep you from being disqualified from consideration.

Go over your credit reports. You should get and examine your credit report from the three biggest and most widely used credit reporting agencies (CRAs), Experian, Equifax, and TransUnion, regardless of whether personal information is being reported falsely. Credit bureaus is another term commonly used to refer to the final three CRAs.
You are legally entitled to a free copy of each credit bureau's report once a year. To get your free copy, make sure you only use the website that has been approved by the government. This may be done via mail, over the phone at 877-322-8228, or online at annualcreditreport.com.
Submit a dispute to the CRA. The inaccurate information should be immediately contested with the CRA that included it in your background check report. Usually, this entails giving details and corroborating paperwork.

Kindly note that we do not advocate using any online dispute forums that are offered by data furnishers or CRAs. It may be necessary for you to give up your right to file a lawsuit in order to use these platforms, but we never advise giving up this right—especially so early in the process, before you know how things will work out. Sending complaints by certified mail is a fantastic method to offer documents, protect your legal rights, and submit challenges.
Consult a background check lawyer. You have the option to get in touch with a background check attorney at any time while the dispute is still pending.