Hello, I’m Penny—your go-to expert at EFIcyent. I assist both individuals and businesses in opening and managing their virtual USD account and USD account, enabling seamless global money transfer operations. With EFIcyent’s platform, I help deliver fast, secure, and low-fee international USD transactions. I’m passionate about simplifying cross-border payments and providing transparent rates, real-time exchange visibility, and multi-currency flexibility—ensuring effortless USD transfers worldwide.