From local cafés to growing online stores, New York businesses rely on diverse payment systems to keep transactions smooth and customers happy. Here are the most essential types:

1. Point-of-Sale (POS) Terminals

POS systems are the backbone of brick-and-mortar operations. They manage transactions, track sales, and provide real-time insights that help business owners make informed decisions.
Valor PayTech POS devices are built for simplicity, speed, and reliability — whether you’re processing a quick sale or managing an entire restaurant operation.

2. Mobile Payment Solutions

Flexibility is key in 2025. With mobile payment systems, any smartphone or tablet can become a payment terminal. Ideal for food trucks, pop-up shops, or on-site services, these solutions let you accept payments from anywhere — making business truly mobile.

3. Online Payment Gateways

E-commerce continues to dominate, and online payment gateways are vital for processing digital transactions securely. They link your customers’ payment information to your business account in seconds.
Valor’s online gateways ensure fast approvals, advanced security, and seamless integration for every checkout.

4. Contactless Payment Solutions

Speed and convenience drive customer satisfaction. Contactless payments — via tap-to-pay cards or digital wallets — allow for instant, secure transactions. Using advanced encryption, these solutions make payments both safer and faster.

5. Integrated Payment Solutions

Disconnected systems slow you down. Integrated payment solutions connect your payments with your accounting, CRM, and inventory tools, streamlining workflows and reducing manual effort. With Valor’s integrated setup, your operations stay synchronized — and your data, consistent.