TEV Reports and Studies in India (2025): The Complete Guide to Project Viability, Funding, and Bank Approvals

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Discover why TEV Reports and TEV Studies are essential for business success and bank loan approvals in India. This detailed 2025 guide explains how TEV Reports evaluate project feasibility, attract investors, and secure funding across major cities like Delhi, Hyderabad, Bangalore, Chennai,

 

Introduction

In 2025, India’s business landscape is more competitive and opportunity-rich than ever. Entrepreneurs, industries, and investors are constantly looking for ways to minimize risk and maximize return. In this environment, one document has become absolutely essential for project success — the Techno-Economic Viability Report (TEV Report) or "https://shreekariconsulting.in/tev-study">TEV Study.

A "https://shreekariconsulting.in/tev-report/">TEV Report serves as the backbone of any new or expansion project. It not only demonstrates a project’s technical soundness and economic feasibility but also becomes a key requirement for bank loans, investor funding, and government subsidies. Without it, even the most promising ventures may struggle to secure financial backing.

This article provides a comprehensive 2000-word guide to TEV Reports in India, explaining their importance, structure, benefits, and how professional TEV Consultants in India help businesses across cities like Delhi, Mumbai, Hyderabad, Bangalore, and Chennai achieve project success.


What is a TEV Report or TEV Study?

A Techno-Economic Viability (TEV) Report is a detailed analysis that evaluates both the technical feasibility and economic viability of a proposed project. It helps determine whether a project idea is practical, sustainable, and profitable over time.

It combines two critical components:

  1. Technical Feasibility – Assessing project technology, design, raw materials, processes, and implementation strategy.

  2. Economic Viability – Examining project costs, revenue forecasts, break-even points, and profitability ratios.

In short, a TEV Study answers the most important question every investor or lender has:
? “Is this project financially and technically feasible?”


Why is a TEV Report Important in India (2025)?

As per 2025 banking and regulatory standards, TEV Reports are mandatory for loan proposals above certain thresholds and for projects applying under specific government schemes. Here’s why TEV Reports are indispensable:

1. Mandatory for Bank and NBFC Loan Approvals

Financial institutions such as SBI, NABARD, SIDBI, and major private banks require a TEV Report before approving loans. It ensures that a project can generate sufficient returns to repay the loan safely.

2. Essential for Government Subsidies

Schemes like PM-KUSUM, PMFME, and AHIDF require detailed TEV Studies as part of the documentation process for subsidy approval.

3. Investor Confidence

Private investors and venture capitalists rely on TEV Reports to evaluate the project’s viability, especially in sectors like renewable energy, manufacturing, and food processing.

4. Risk Reduction

TEV Reports help identify potential financial, technical, and market risks early. This allows promoters to take corrective actions before project implementation begins.


Key Components of a TEV Report

A well-prepared TEV Report contains detailed sections that build confidence for banks and investors. The main components include:

1. Executive Summary

  • Project background and objectives

  • Promoter details and credentials

  • Highlights of financial and technical analysis

2. Technical Feasibility

  • Description of products/services

  • Plant location and infrastructure

  • Technology, machinery, and process flow

  • Raw material sourcing and supply chain

  • Environmental and regulatory compliance

3. Economic Viability

  • Project cost estimation (CAPEX and OPEX)

  • Means of finance (equity, term loan, subsidies)

  • Projected revenue, expenses, and profitability

  • Break-even analysis and IRR calculations

4. Market Analysis

  • Demand-supply assessment

  • Competitor landscape

  • Market growth trends and potential

5. Risk Assessment

  • Operational risks (supply, logistics, manpower)

  • Financial risks (cash flow, interest rate, inflation)

  • Technological and environmental risks

6. Sensitivity Analysis

Evaluates how changes in cost or revenue affect overall project viability — essential for bank scrutiny.


TEV Reports Across Major Indian Cities

1. "https://shreekariconsulting.in/tev-study">TEV Study in Delhi

Delhi’s infrastructure, logistics, and renewable energy sectors rely heavily on TEV Studies for large-scale funding. Public and private banks in Delhi often demand detailed TEV Reports before sanctioning term loans.

2. "https://shreekariconsulting.in/tev-study">TEV Study in Mumbai

As India’s financial capital, Mumbai sees numerous industrial and service sector projects that depend on professional TEV Consultants. The focus here is on real estate, MSMEs, and fintech ventures.

3. "https://shreekariconsulting.in/tev-study">TEV Study in Hyderabad

Hyderabad’s pharma, biotech, and agri-processing industries depend on TEV Reports for project approvals under NABARD and SIDBI funding programs.

4. "https://shreekariconsulting.in/tev-study">TEV Study in Bangalore

With its thriving tech and startup ecosystem, Bangalore-based entrepreneurs use TEV Studies to secure venture capital funding and renewable energy loans.

5. "https://shreekariconsulting.in/tev-study">TEV Study in Chennai

In Chennai, TEV Reports are critical for automotive and manufacturing industries, ensuring compliance and feasibility for industrial expansion.

6. "https://shreekariconsulting.in/tev-study">TEV Study in Pune

Agro-based and dairy businesses in Pune benefit from detailed TEV Studies that highlight both production viability and financial sustainability.


Sectors that Need TEV Reports

  1. Renewable Energy (Solar, Wind, Biomass, Biogas)

    • Required for MNRE and PM-KUSUM applications

    • Demonstrates project output and sustainability

  2. Agro Food Processing

    • Helps obtain PMFME scheme approvals

    • Ensures consistent raw material sourcing and profitability

  3. Manufacturing Engineering Projects

    • Evaluates machine selection, productivity, and process efficiency

  4. Healthcare Pharmaceuticals

    • Confirms regulatory compliance and market potential

  5. Infrastructure Real Estate Projects

    • Validates financial feasibility for large-scale developments


Role of TEV Consultants in India

A TEV Consultant in India is a specialized professional who prepares, validates, and certifies the TEV Report. These consultants bring together engineers, economists, and financial analysts to prepare a comprehensive document aligned with bank standards.

Why Hire a Professional TEV Consultant?

  • Expertise in multiple industries

  • Understanding of bank formats and RBI guidelines

  • Access to reliable market data and benchmarks

  • Customization for specific cities or funding institutions

  • Faster project evaluation turnaround

For example, Shreekari Consulting Pvt Ltd, one of India’s leading TEV Consultants, has helped hundreds of clients prepare TEV Reports in India across renewable energy, food processing, and manufacturing sectors, securing both bank loans and government subsidies.


How a TEV Report Helps Secure Funding

Let’s take a practical example:
A solar energy company in Gujarat applied for financing under the PM-KUSUM Scheme. The TEV Study included:

  • Project design and panel capacity

  • Financial projections over 10 years

  • Risk analysis for weather variability

  • Compliance with MNRE standards

Result: The project secured funding approval within 45 days.

Similarly, agro-processing units in Tamil Nadu and Maharashtra achieved faster loan disbursals due to professionally prepared TEV Reports aligned with state-level industrial policy requirements.


Latest Trends in TEV Studies (2025)

  1. Digital TEV Reports: Most financial institutions now accept digital formats with electronic verification.

  2. AI-Based Market Forecasting: Modern TEV Reports use data analytics for more accurate projections.

  3. ESG (Environmental, Social, Governance) Integration: New TEV formats consider sustainability and social impact.

  4. Regional Language Versions: Reports in Hindi, Tamil, Telugu, and Marathi help local entrepreneurs access funding easily.

  5. Startup-Friendly TEV Formats: Simplified reports tailored for smaller budgets and early-stage businesses.


Common Mistakes to Avoid

  • Copying outdated TEV templates from the internet

  • Inaccurate financial assumptions

  • Ignoring region-specific risks and compliance

  • Missing subsidy or policy alignment details

  • Lack of sensitivity analysis or project risk mapping

Professional TEV Consultants prevent these mistakes, ensuring every project meets approval standards.


Conclusion

In India’s fast-growing economy, TEV Reports and TEV Studies have become the foundation for business success. Whether you are launching a manufacturing plant in Pune, a solar project in Rajasthan, or a food processing unit in Hyderabad — a well-prepared TEV Report in India is your passport to financial approval, investor trust, and long-term profitability.

Working with a reliable TEV Consultant in India like Shreekari Consulting Pvt Ltd ensures your project is presented in the most professional and bank-ready format. With detailed feasibility analysis, strong financial projections, and expert guidance, your project can move confidently from idea to execution.

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